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Author: Wake Clinard Created: 12/4/2008 3:39 PM This blog is to provide helpful information about insurance policies and industry trends to our clients and the greater internet community. Contractors: 4 Key Tips To Consider When Buying General Liability Insurance By Wake Clinard on 2/20/2009 9:22 AM General liability insurance is one of the first types of policies you will need if you are starting a new business. At Clinard Insurance we are seeing many new small business startups. Starting your own company is popular these days with the layoffs we are seeing in our economy. The best choice is often to pursue something that you love doing and so we are seeing lots of people starting new businesses around their building skills. But just because you love to build things doesn’t mean you know the best way to protect yourself and your company from lawsuits. Here are some tips for pitfalls that you should avoid when buying general liability insurance. Comments (0) More... The Good Luck Wallet By Wake Clinard on 2/14/2009 6:12 PM Today is Valentine’s Day and my valentine and I had a great time together today creating random acts of kindness. You see, today was the kick off date for our Good Luck Wallet program and so today we spent the morning hiding the first 10 wallets around town. What a blast! Comments (1) More... Great News! Deaths from Motor Vehicles Accidents Was Down for 2008 By Wake Clinard on 2/13/2009 10:17 AM Two studies show that in 2008 the rate of deaths in automobile accidents dropped by as much as 10% across the U.S. That’s about 3000 lives that were not lost in 2008 to traffic accidents. 3000 lives! Wow. Comments (0) More... Inexperience Can Lead to Tragedy By Wake Clinard on 2/6/2009 11:22 AM Recently, I had the privilege to host an interview with a man who has a very riveting story to share. Although his story was one that we all hope to never experience, he has turned a tragic event into a mission to help others prevent the same happening to them. Comments (0) More... After School Hours Are Dangerous For Teen Drivers By Wake Clinard on 1/9/2009 10:30 PM If you are like me, you have always been concerned about your teen driver children when they head out on the road at night. And you are right to be worried about them driving at night. That is a very dangerous time. But a recent study shows that the time right after school is also are very high risk time for teen drivers. Comments (0) More...