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North Carolina Used Car Dealers – The Garage Insurance Policy That You Started With May Not Be The Right One Today. |
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By Wake Clinard on
9/15/2009 8:50 AM
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North Carolina used car dealers insurance starts with the garage insurance policy. Many new start ups find their way to an agent who is able to help them set up their garage policy and the begin selling cars. And for many used car dealers, they just pay their renewal premiums each year without realizing that time is on their side. You see, because of a law in North Carolina that requires insurance companies to offer you a policy when you ask for a quote, there is a two tiered system of policies in North Carolina. If you haven’t checked lately, you might be in the high risk rate class and not even realize that you are paying too much for your garage liability dealers insurance policy.
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Renting A Car? Your NC Auto Insurance Policy Could Leave You With A Huge Bill |
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By Wake Clinard on
9/8/2009 9:42 AM
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North Carolina Auto Insurance Companies have some protection available for people who rent cars when they travel but even the broadest protections offered don’t protect you against all the losses you are signing up for when you sign your name on the rental contract. Here are three big risk scenarios that you need to be aware of before you sign the rental agreement.
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Used Car Dealers – Has Your Peak Season Been Left Out Of Your Garage Insurance Policy? |
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By Wake Clinard on
9/1/2009 7:56 AM
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In many retail businesses there is a peak season where inventory runs higher than the rest of the year. For most retail establishments, this ocurs the months leading up to the Christmas holiday shopping season. And most insurance policies for retail businesses have a way to account for this fluctuation in inventory. The dealer’s garage policy does not, but there is a way that used car dealers can protect themselves from this hidden monster without paying an arm and a leg to do it.
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The Consent To Rate Form - In North Carolina This Is A Big Red Flag |
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By Wake Clinard on
8/25/2009 8:42 AM
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More and more insurance companies are sending out a consent to rate letter, also called a consent to rate form to their North Carolina Auto Insurance and North Carolina Homeowners Insurance policyholders. The letter may seem like harmless little form that you sign and return but it isn’t. In fact it should be a big red warning flag to you about your insurance company and your status with them. Alarm bells should be going off in your head and there are a few things you will want to understand before you sign anything.
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Rental Car Loss of Use Coverage - Does your North Carolina Auto Insurance Policy Have This Protection? |
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By Wake Clinard on
8/19/2009 8:23 AM
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If you occasionally rent cars for pleasure use, or even to use while your primary car is being repaired, then you have probably wondered about how your auto insurance policy will work with the rental car. At Clinard Insurance Group, in Winston Salem, NC, we get questions about rental car coverage all the time. But almost no one asks about loss of use coverage. And this can be a big, uncovered loss for you if you don’t take the right steps to protect yourself.
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North Carolina Contractors – Don’t Forget Tool Coverage And Lock Your Truck |
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By Wake Clinard on
8/13/2009 8:49 AM
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North Carolina building contractors have many insurance needs, from general liability insurance to workers compensation insurance as well as insurance for their vehicles. One area that is often overlooked is equipment insurance. This breaks down into coverage for heavy equipment and coverage for tools. If you buy tool coverage in North Carolina, there is one catch you’d better know about.
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Dealers Insurance Policies – Two Easy Steps To Keeping Your Rates Low |
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By Wake Clinard on
8/6/2009 10:30 AM
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Used car dealers understand that their garage policy is one of their big expenses in their annual budget. But few dealers understand how simple it can be to control the costs of auto dealers insurance. Here are two quick and easy steps you can take that will significantly reduce your garage insurance policy rates over time.
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Used Car Dealers – Who You Buy Your Garage Liability Insurance From Could Matter A Great Deal |
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By Wake Clinard on
7/29/2009 9:57 AM
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Used car dealers in North Carolina certainly have many options regarding which insurance company they choose for their garage liability insurance. But very few of these dealers, no matter how insurance savvy, understand the impact of using a company with their own special garage form. This form can save the dealer thousands of dollars in premiums and claim costs as well as dozens of hours in the claims process. But you have to have the right form to benefit.
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