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Plumbers Here’s The Way To Increase Your Business Strategically |
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By Wake Clinard on
11/30/2009 10:36 AM
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Every plumber worth his salt knows that the busiest repair days out there are the holidays. Thanksgiving Day, Christmas and the 4th of July. Too many people sharing a house and flushing the same toilet over and over again can stress household plumbing systems to the breaking point. But only the savviest plumbers out there understand that this is a chance to increase their business for the rest of the year. Here’s a tip on how to turn these overworked holidays into big bucks for you all year around.
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NC Landscapers Insurance – The Bond Is Coming, Now Is The Time To Get Your Ducks In A Row |
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By Wake Clinard on
11/24/2009 9:18 AM
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North Carolina landscaping companies dodged a bullet this year when the general assembly put off the requirement for a surety bond to go with the upcoming landscaper contractors license requirements. But that bullet is going back into the gun for next year and now is the time to take a few simple steps to make sure that you don’t get run out of business in early 2011 because of a regulatory hurdle.
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First Accident Forgiveness - For North Carolina Auto Insurance This Is The Law, Not A Special Policy Feature |
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By Wake Clinard on
11/19/2009 10:26 AM
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You hear it on the television commercials, how this company or that company will forgive your first accident and not charge you extra for it. But the fine print is hard to read and flies by your screen far too quickly. What they don’t tell you is that every North Carolina auto insurance policy offers you first accident forgiveness. What they also don’t tell you is that this rule is full of clauses that can put the charges back on your policy later. So here’s the truth about first accident forgiveness.
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Landscapers – When it comes to landscape insurance, here’s a tip that could save you big money |
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By Wake Clinard on
11/10/2009 2:28 PM
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Landscape insurance comes in many different forms, from general liability insurance to workers compensation and equipment insurance policies. These policies apply whether or not we are talking about landscaper insurance or lawn care insurance. And while many landscape jobs overlap from planting to mowing, knowing how to set up your landscape contractor insurance policy to take advantage of the lowest rates can mean more dollars back in your pocket
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When It Comes To Insurance Policies, You Need The Middleman |
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By Wake Clinard on
11/3/2009 10:24 AM
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The old saying, cut out the middleman, might seem at first blush to apply to insurance buying, but a second look will prove that you not only need a middleman, you need an independent middleman. The middleman will not cost you money here, it will actually save you money, not only on your insurance purchase, but even more so if you experience a claim. Read on to find out exactly why.
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NC Homeowners Insurance Rates Are Changing - Here Are Tips For Getting The Best Quotes |
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By Wake Clinard on
10/27/2009 9:49 AM
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The North Carolina Homeowners Insurance market has undergone wild gyrations this year as insurance company rate makers have tried to react and prepare for regulatory changes with the NC Beach Plan. The uncertainty of the legislatures actions and the slow motion change of the rate bureau in North Carolina have led to some crazy rate changes for homeowners policies in North Carolina. As a consumer, you want to tread carefully before switching companies.
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Parents of Teen Drivers, What Is A DL 123 Form and Why Do You Need It? |
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By Wake Clinard on
10/21/2009 8:01 AM
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In North Carolina, all drivers must provide proof of insurance in order to obtain a drivers license. This rule is designed to reduce the number of uninsured drivers out there on our roads and highways. The cross check mechanism for maintaining this rule is the DL 123 form and if you have a teen driver who is eligible to get his or her license, then you will need this form
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Construction and Building Contractors – How should you define an Independent Contractor? |
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By Wake Clinard on
10/13/2009 8:14 AM
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It’s really the nature of the business in construction. Whether you are a brick mason, a carpenter, a painter, a plumber, or even a landscaper, from time to time you will find yourself in the position of needing to hire a subcontractor. But how you define an independent contractor and the way the law and the insurance industry define this term might be very different. It is important for you to get this right, not only for your workers compensation and general liability insurance, but also for the protection of your business and perhaps your personal assets. And here is a clue – you don’t get yourself off the hook simply by providing a 1099 instead of a W2
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Used Car Dealers Insurance – Don’t forget your DOC protection |
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By Wake Clinard on
10/6/2009 11:56 AM
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Used car dealers insurance is a specialized coverage and few agents understand it. So how many used car dealers are getting it wrong when it comes to drives other car coverage? The answer is most all of them. If you are a used car dealer and you operate as a corporation, partnership or LLC, you might be leaving yourself open to a huge exposure if you haven’t tackled the drives other car coverage.
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