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Contractors Workers Compensation Insurance – Protect Your Mod |
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By Wake Clinard on
1/26/2010 4:10 PM
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Most contractors have at least a general knowledge of workers compensation insurance. They know that they need it and they know it can cost a lot of money. But only a few really understand the experience modification factor and what it could mean for their future construction company insurance policy costs. This little primer will help you understand just how important it is to protect your mod and how to do it.
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NC Auto Insurance – Your License Tag Is Your Reminder |
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By Wake Clinard on
1/20/2010 12:09 PM
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It’s so easy to take a car off of your car insurance policy, just call your agent and tell them. And when you have signed your title over to the buyer, it seems like you are really finished with the process. But, a cautionary tale her can remind you that under no circumstances should you ever let the new buyer drive off with your tags still on that vehicle. It could ruin you financially.
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Garagekeepers Insurance – How Much Is Enough? |
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By Wake Clinard on
1/12/2010 12:22 PM
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Automotive repair shops and used car dealers both need a garage insurance policy. Included in this policy is a coverage call garagekeepers insurance. In the case of automotive repair shop insurance or body repair insurance, this is protection to cover loss and damages to customers’ cars left with the repair shop. In the case of the auto dealer insurance, this coverage is often referred to as dealers open lot coverage and provides comprehensive and collision protection for the inventory owned by the used car dealer. But how do you as an auto repair shop or body shop owner know how much garage keepers insurance to buy?
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Teen Driver Insurance – Unraveling The Mysteries of The NC Teen Driver Insurance Rates |
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By Wake Clinard on
1/5/2010 10:57 AM
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Most everyone with children is vaguely aware of it, when their teenagers get licensed, they are going to have to pay a lot more for their NC auto insurance policy. But just how much more and for how long remains a bit of a mystery for a lot of parents. While the ins and outs of getting the best teen driver insurance rates are too much to explore in this blog, I do want to help the reader understand exactly how the inexperienced operator surcharges apply to NC auto insurance policies. Read on to lift the veil of mystery on this issue.
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Auto Insurance for Seniors – Find a Home You Like and Stay There |
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By Wake Clinard on
12/29/2009 3:39 PM
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With all the commercials that we are barraged with each day telling us how we can save money on our car insurance, there is one group of people that should run as fast as they can from these ads. That is the senior citizens in our society. Insurance companies are out to make a profit and they have found that above a certain age, their profit margins run razor thin to nonexistent. Because of this, if you are a senior citizens, you should know the rules that the insurance companies are playing under and how they can affect you.
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If You Are A Landlord You Need To Make This Change To Your Home Insurance Policy |
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By Wake Clinard on
12/22/2009 3:19 PM
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It’s amazing just how many people in this world are landlords of some type. And most of them are not really in the business of being landlords, they just happened on to it through inheritance, divorce or maybe even a chance investment. But very few occasional landlords have taken the time to cover a hidden liability exposure that comes along with the territory. And the saddest part of all is that the fix is so easy and affordable.
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Construction Insurance in NC – small contractors, don’t forget your work comp insurance |
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By Wake Clinard on
12/15/2009 11:37 AM
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I hear it so often with artisan contractors, they don’t think they need workers compensation insurance because they have too few employees or the general contractor that they work under provides that coverage. While these are reasons that allow them to legally avoid buying a policy, in both cases they leave the artisan contractor’s destiny in the hands of others and may ultimately cost the small contractor his or her business. Here’s the real scoop on workers compensation insurance in North Carolina for small contractors.
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Plumbers Here’s The Way To Increase Your Business Strategically |
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By Wake Clinard on
11/30/2009 10:36 AM
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Every plumber worth his salt knows that the busiest repair days out there are the holidays. Thanksgiving Day, Christmas and the 4th of July. Too many people sharing a house and flushing the same toilet over and over again can stress household plumbing systems to the breaking point. But only the savviest plumbers out there understand that this is a chance to increase their business for the rest of the year. Here’s a tip on how to turn these overworked holidays into big bucks for you all year around.
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NC Landscapers Insurance – The Bond Is Coming, Now Is The Time To Get Your Ducks In A Row |
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By Wake Clinard on
11/24/2009 9:18 AM
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North Carolina landscaping companies dodged a bullet this year when the general assembly put off the requirement for a surety bond to go with the upcoming landscaper contractors license requirements. But that bullet is going back into the gun for next year and now is the time to take a few simple steps to make sure that you don’t get run out of business in early 2011 because of a regulatory hurdle.
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