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Landscaper’s Insurance – Don’t Forget The Workers Compensation Policy |
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By Wake Clinard on
2/24/2010 11:01 AM
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Landscaping insurance can be found in many different forms. One coverage that every landscaper with employees should have is workers compensation. In North Carolina, the law states that if you have fewer than 3 employees you don’t have to purchase workers compensation insurance. But what this rule doesn’t tell you is that not buying a policy could put your business assets at risk.
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New NC Auto Insurance Changes Could Trip Up Insurance Buyers |
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By Wake Clinard on
2/18/2010 4:10 PM
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Effective 2/1/10, there are some little known statutory changes to the NC auto insurance policy that could trip up insurance buyers or even allow unscrupulous agents a way to sell you less coverage and pass it off as a better deal for you. Understanding the way the new law works and what it means for you is important to everyone who buys car insurance in the state of North Carolina.
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If You A Board Member For A Nonprofit Please Read This Blog |
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By Wake Clinard on
2/11/2010 11:39 AM
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Almost everyone has a cause or a charity that they love and support. And quite a few of us sit on the board of directors of our favorite non-profits. The most common case is found with those who sit on the board at their church. And in the case of us giving our time and energy to our favorite cause, few of us understand the risks we are taking financially. But there is a quick, easy and inexpensive step your can take to protect yourself from this risk.
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Garage Keepers Insurance for Used Car Dealers |
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By Wake Clinard on
2/2/2010 10:58 AM
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Most used car dealers understand that they need a garage insurance policy for their business. And some even understand that they need dealers open lot coverage for their inventory. But there are some dealers out there who perform a hybrid function for their clients and we often find that these dealers have overlooked a garage coverage that leaves them wide open for an uncovered loss. If you are a used car dealer who does some repair work, you really owe it to yourself to read this article, and then check your policy to make sure you are covered properly.
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Contractors Workers Compensation Insurance – Protect Your Mod |
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By Wake Clinard on
1/26/2010 4:10 PM
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Most contractors have at least a general knowledge of workers compensation insurance. They know that they need it and they know it can cost a lot of money. But only a few really understand the experience modification factor and what it could mean for their future construction company insurance policy costs. This little primer will help you understand just how important it is to protect your mod and how to do it.
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NC Auto Insurance – Your License Tag Is Your Reminder |
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By Wake Clinard on
1/20/2010 12:09 PM
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It’s so easy to take a car off of your car insurance policy, just call your agent and tell them. And when you have signed your title over to the buyer, it seems like you are really finished with the process. But, a cautionary tale her can remind you that under no circumstances should you ever let the new buyer drive off with your tags still on that vehicle. It could ruin you financially.
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Garagekeepers Insurance – How Much Is Enough? |
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By Wake Clinard on
1/12/2010 12:22 PM
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Automotive repair shops and used car dealers both need a garage insurance policy. Included in this policy is a coverage call garagekeepers insurance. In the case of automotive repair shop insurance or body repair insurance, this is protection to cover loss and damages to customers’ cars left with the repair shop. In the case of the auto dealer insurance, this coverage is often referred to as dealers open lot coverage and provides comprehensive and collision protection for the inventory owned by the used car dealer. But how do you as an auto repair shop or body shop owner know how much garage keepers insurance to buy?
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Teen Driver Insurance – Unraveling The Mysteries of The NC Teen Driver Insurance Rates |
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By Wake Clinard on
1/5/2010 10:57 AM
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Most everyone with children is vaguely aware of it, when their teenagers get licensed, they are going to have to pay a lot more for their NC auto insurance policy. But just how much more and for how long remains a bit of a mystery for a lot of parents. While the ins and outs of getting the best teen driver insurance rates are too much to explore in this blog, I do want to help the reader understand exactly how the inexperienced operator surcharges apply to NC auto insurance policies. Read on to lift the veil of mystery on this issue.
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Auto Insurance for Seniors – Find a Home You Like and Stay There |
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By Wake Clinard on
12/29/2009 3:39 PM
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With all the commercials that we are barraged with each day telling us how we can save money on our car insurance, there is one group of people that should run as fast as they can from these ads. That is the senior citizens in our society. Insurance companies are out to make a profit and they have found that above a certain age, their profit margins run razor thin to nonexistent. Because of this, if you are a senior citizens, you should know the rules that the insurance companies are playing under and how they can affect you.
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If You Are A Landlord You Need To Make This Change To Your Home Insurance Policy |
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By Wake Clinard on
12/22/2009 3:19 PM
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It’s amazing just how many people in this world are landlords of some type. And most of them are not really in the business of being landlords, they just happened on to it through inheritance, divorce or maybe even a chance investment. But very few occasional landlords have taken the time to cover a hidden liability exposure that comes along with the territory. And the saddest part of all is that the fix is so easy and affordable.
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